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Small Business Financial Crisis

October 27, 2008

From Bill Conerly, Businomics, Conerly Consulting LLC

The world of finance for small and medium businesses was changing even before this year’s financial crisis–but now the changes are galloping.  Money is moving around the world like never before.  When you borrow money, even from an American loan officer working for an American bank, the money may well have come from China or Kuwait.

Securitization of business is common–and you may never know that your loan is being securitized.

On top of these on-going trends, we’re in a financial crisis triggered by the housing meltdown, subprime collapse, and now a general credit crunch.

I know things are tough for small business, so I wrote a short e-book that explains what’s been happening, why the melt-down happened, and what business owners need to do now to get credit in the coming years.

Learn more at the Small Business Financial Crisis web site.


Bill Conerly is principal of Conerly Consulting LLC, chief economist of, and was previously Senior Vice President at First Interstate Bank. Bill Conerly writes up-to-date comments on the economy on his blog called “Businomics” and produces a monthly audio magazine available on CD. Conerly is author of “Businomics™: From the Headlines to Your Bottom Line: How to Profit in Any Economic Cycle”, which connects the dots between the economic news and business decisions.

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Discuss this article

Bizzerman October 27, 2008

I scanned over that Small Business Financial web site and noticed that they talk about how to idetify if you are going tolose the bank loan. How can you lose it if you already have it?

anonymous October 27, 2008

Right now,
you can the bank,
much less the loan.
That’s how crazy it is!

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